Senior Life Plans
Have you planned and prepared for the future? Will your spouse and children suffer from the unnecessary financial burden when benefits are needed the most? Will they be able to deal with funeral expenses, pay bills, or plan for their own future?
Germania Life Insurance Company can provide security and freedom for your loved ones. Germania's Senior Life Plans I and II can provide permanent whole life insurance at a time in your life when it can be the most difficult to obtain. You can have security and peace of mind knowing these policies are underwritten by the financial strength and stability of Germania Life Insurance Company.
Features....
- Permanent Whole Life Insurance
- Premiums guaranteed, fixed and level for life
- Guaranteed Death Benefits
- Issue sized $3,000 to $25,000
- No medical exam required to qualify
ANSWERS TO YOUR QUESTIONS ABOUT
SENIOR LIFE PLANS I & II .
Will my premiums increase as I get older or my health declines?
No, premiums are guaranteed, fixed and level for life.
Will this policy have cash values available for loans or other emergencies?
Yes, both plans are permanent whole life insurance products with guaranteed cash values.
What is the difference between the Senior Life Plan I and II?
Senior Life Plan I provides a level death benefit equal to 100% of the
policy amount from day one. Senior Life Plan II provides a graded death
benefit for two years, then it will remain level for life.
What is meant by graded death benefit for two years with Senior Plan II?
For death by natural causes, the death benefit in the first policy year will be 110% of all premiums paid-in, the second policy year the death benefit will be 50% of the policy amount. For death by accident in the first two years the death benefit will be 100% of the policy amount.
Will I be required to take a physical or medical exam?
No, there are no medical exams or tests required to qualify.
What determines if I am eligible for Senior Life Plan I or II?
You will be asked to honestly answer "yes" or "no"
to seven medical questions. Your answers will determine your eligibility
for coverage.
If you would like to speak to someone personally, you can call 1-800-392-2202 to find the agent(s) in your area of Texas.
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